Travel insurance is a little discussed topic around here, but today I thought I would address it because it is a very important one nonetheless. Some people have assumed that, with my carefree approach to many things in life and my generally great health, I would probably not bother buying travel insurance, but in fact you couldn’t be more wrong. In the two and a half years that I have been travelling, I have always, always, always had an insurance. My health is not something that I wish to gamble with, especially not on the road, and you never know what could happen, so please figure out how to choose cheap backpacker insurance and get suitably covered when you travel or you could be very sorry.
There is unfortunately a higher risk and potential for things going wrong while you are away from home, and Allianz Global Assistance has always been my travel insurance of choice for their great annual plans and sizeable reimbursement for trip delays, and now they have a spiffy new mobile app called TravelSmart to keep your health and safety at your fingertips while you travel.
I don’t know about you, but I find travel insurance documents a little tedious and difficult to understand sometimes, so the TravelSmart app is a bit of a godsend for de-cluttering and organizing it all. Everything I need is now in one place: the free app features real-time flight stats to monitor the status of my flight, a medicine dictionary to provide the international term for my drugs abroad (I can also access pictures from my phone to add to my personal medication dictionary) with correct dosages so that I can be sure I am always taking the correct medication in the appropriate dosage, translation of first aid terms in multiple languages, country-specific information for police, fire, and ambulance contacts all over the world, international hospital search for establishments that have all been reviewed and approved by Allianz Global Assistance with directions from my current location, policy management for quick and easy access and a click to call hotline. It’s a one-stop-shop that can save time – let alone lives! – in case of emergencies.
Design-wise, TravelSmart is very user friendly, easy to navigate and a total breath of fresh air compared to my stuffy paper insurance policy. Obviously, you will need an internet connection to use the TravelSmart app and not all destinations are listed just yet, but there are a lot of choices. I would suggest downloading the app before you leave for your trip, play around to see if it has where you’re going and make sure you know where to find the information in case of emergency.
For some reason, up until now I still had a paper copy of my travel insurance at all time (mind you, I have no idea where it is located). Thanks to TravelSmart, I now can easily confirm my coverage and find all the necessary information right where everything else lives – in my iPhone – if something happens on my trip. Perfect.
Follow @AllianzTravelUS on Twitter and make sure to use the #TravelHappy hashtag!
Thanks to Allianz for sponsoring this post, providing travel coverage for the unexpected. Mostly Amelie received financial compensation from Allianz Global Assistance (AGA Service Company).